XpandCDH

XpandCDH is Acero's flagship product, designed as an integrated and scalable Consumer-Driven Healthcare (CDH) solution for health plans. This sophisticated system enables the administration of Health Savings Account (HSA) and Health Reimbursement Account (HRA) programs, enhancing value for health plan consumers. The core strength of XpandCDH lies in its ability to synchronize health account data in real-time with the health plan's core benefit plan, allowing CDH products to fully realize their potential in terms of both consumer experience and the plan's financial performance. XpandCDH offers a comprehensive set of features that streamline CDH administration. These include integrated design and configuration, coordinated enrollment and eligibility management, dynamic account contributions and calculations, and synchronized benefit year adjudication. The system also provides real-time pharmacy and medical benefit coordination, HSA financial institution interfaces, and consolidated financial information. For administrators, XpandCDH offers simplified customer service support, an administrative console for efficient platform management, and sophisticated, customizable client reporting. The solution's Service-Oriented Architecture ensures scalability, making it easy to add and configure new products and groups while reducing or eliminating technical and product limitations.

One of XpandCDH's primary advantages is its real-time synchronization of health account data with the core benefit plan. This tight integration allows for seamless coordination between CDH products and the health plan's overall offerings, resulting in a more cohesive and efficient system. Unlike many competitors, XpandCDH requires minimal additional work to configure new products or adjudicate claims once implemented, streamlining the entire process for administrators.