Findity

Findity is a SaaS-based expense management software designed to simplify and automate the entire expense reporting process for businesses, financial institutions, and software providers. Operating within the Fintech and Business Productivity Software category, Findity specialises in embedded expense management solutions that allow organisations to integrate powerful expense-handling capabilities directly into their existing platforms or launch fully branded applications without building from scratch. Founded in 2011 and headquartered in Sweden, Findity has grown into a trusted partner for over 35,000 businesses worldwide. Its platform is built to serve companies of all sizes, from small businesses to large enterprises, as well as fintechs and ERP providers seeking to enhance their offerings with advanced expense management features. The software’s primary use is to streamline expense workflows, reduce manual data entry, and ensure compliance with local tax regulations across multiple regions. Findity’s core functionality revolves around automation and integration. The platform uses AI-powered OCR technology to scan and interpret receipts, automatically categorising expenses and applying company policies. This eliminates the need for employees to manually input data, significantly reducing errors and saving time. Additional features include mileage tracking, per diem calculations, digital receipt management, and carbon footprint analysis—making it not only a financial tool but also a sustainability enabler. One of Findity’s strongest differentiators is its embedded and white-label approach. Unlike traditional expense management tools that operate as standalone applications, Findity offers an Expense API and customizable UI components that allow partners to embed expense functionality directly into their own systems. This flexibility is particularly valuable for banks, payroll providers, and ERP vendors who want to deliver expense management under their own brand while leveraging Findity’s proven technology. This approach accelerates time-to-market and reduces development costs for partners. The platform is card-agnostic, meaning it works seamlessly with any payment method—corporate cards, personal cards, Mastercard, Visa, and more. Real-time transaction processing ensures that expenses are captured and reconciled quickly, improving financial visibility and control. Integration with accounting, ERP, and payroll systems further enhances efficiency by enabling automatic data synchronisation and compliance with local tax laws. Findity also prioritises localisation and regulatory compliance, supporting multiple languages and adapting to regional tax frameworks. This makes it an ideal solution for businesses operating across borders or planning international expansion. Its scalability ensures that organisations can start small and grow without switching platforms. Customer feedback consistently highlights Findity’s ease of use, responsive support, and measurable ROI. Independent reviews on platforms like G2 and Software Advice rate Findity highly for usability and customer service, with many users reporting significant time savings—up to half a day per month—thanks to automation.

Findity stands out in a market crowded with leading expense and spend management platforms like Pleo, SAP Concur, Expensify, Zoho Expense, and Xero by combining embedded, headless deployment with enterprise-grade automation and legal localization—backed by strong support and market-driven innovation. 1. Embedded & White-Label Flexibility Not all competitors offer headless deployment. Findity empowers partners to embed its Expense API or choose a fully white-label UI, enabling brands to launch under their own identity within weeks versus building in-house or navigating limited no-code options. 2. Card-Agnostic Integration & Real-Time Processing Findity supports any card type—corporate or personal, Mastercard and Visa—in real time and processes transactions automatically. Its integration rigor simplifies use globally. 3. Deep Localization & Compliance With support for local tax rules, languages, and regional functionality—maintained via expert consulting—Findity offers smoother international rollouts than competitors that primarily use one-size-fits-all models.

• Small Businesses (1-99)
• Mid Market (100-500)
• Enterprise (500+)