Square Payments uses a simple, transparent pricing model with no long-term contracts or hidden fees. Most small businesses start on the free software plan, where there are no monthly subscription costs—you only pay a flat processing fee per transaction, which varies slightly by payment type (for example, in-person card payments versus online or keyed-in payments). Square publishes its standard rates openly and includes a fee calculator so merchants can estimate costs across channels, and it charges the same card-present rate regardless of card brand, including Visa, Mastercard, American Express, and Discover. Higher-tier plans like Square Plus and Square Premium introduce monthly software fees but offer lower processing rates and additional features, and larger merchants processing more than roughly $250,000 per year can negotiate custom pricing and potential hardware discounts.
Per User Per Month
Last updated on: 29th May 2026
Per User Per Month
Last updated on: 29th May 2026
Per Per
Last updated on: 29th May 2026
Square Payments
By Block, Inc.
