

TurnKey Lender
By TurnKey Lender
Founded by a team with deep expertise in fintech, software development, and business management, TurnKey Lender is headquartered in Austin, Texas, with additional R&D and customer support centers in Poland, Ukraine, Malaysia, Singapore, Australia, Belgium, and the Philippines. The company offers a unified, flexible SaaS platform that automates the entire lending lifecycle—from origination and underwriting to servicing, collection, and reporting—supporting a wide range of credit products such as traditional and alternative lending, SME financing, leasing, trade finance, and in-house financing.
TurnKey Lender was founded by CEO Dr. Dmytro Voronenko and COO Elena Ionenko, leveraging their combined 38 years of experience in fintech, finance, and credit scoring. Since its inception, the company has expanded rapidly, opening multiple international offices and R&D centers, growing its workforce to around 100 employees, and becoming a recognized innovator in lending technology with multiple awards including the Credit Award for Best Technology Provider and the Frost & Sullivan FinTech Innovation Award.
In 2017, TurnKey Lender secured $2 million in Series A funding from investors including OTB Ventures, DEG, and Vertex Ventures. the company’s continued expansion, client growth, and industry recognition suggest strong market positioning and valuation growth driven by its innovative AI-powered lending platform.
AI-driven decision engine combining traditional and alternative credit scoring data for instant credit decisions, significantly faster than conventional processes (minutes vs. weeks).
Highly configurable workflows allowing lenders to tailor business processes and credit products, with support for complex schedules, fees, taxes, and interest calculations.
Integration with 75+ third-party systems including accounting, credit bureaus, KYC/AML, payment, and notification providers.
Modules for risk scoring, borrower evaluation, loan agreement generation, loan offer management, and automated reporting.
AI-optimized debt collection tools with configurable strategies and scripts.
Collateral management for secured lending including asset valuation and revaluation.
The company has also launched a bank-grade configurable decision engine with big data scoring capabilities and released a 7th generation platform, emphasizing continuous product innovation.
AI-powered credit decisioning and risk management enhancements.
Advanced reporting automation and analytics.
Mobile app white-labeling.
Expansion of cloud-based SaaS capabilities.
TurnKey Lender emphasizes customer-centricity, innovation, and quality. The company prides itself on responsive customer support with 24/7 operations, a collaborative and expert team, and maintaining high standards in data security and compliance, evidenced by certifications such as SOC 2, ISO/IEC 27001, and PCI DSS.
TurnKey Lender serves a diverse global user base spanning over 50 countries, including banks, fintech startups, retail lenders, and telecom sectors. Their clients benefit from faster loan processing, reduced operational costs, and improved customer experience. The platform’s flexibility supports lenders of all sizes, from startups to large enterprises, fostering a growing community of users leveraging AI-driven lending automation to stay competitive in evolving markets.