Bankingly

Bankingly is a fintech company dedicated to transforming how small and medium-sized financial institutions in emerging markets deliver digital banking services. Founded with the mission to democratize access to financial services, Bankingly provides a cloud-based, SaaS digital banking platform that enables institutions to offer secure, user-friendly, and scalable digital channels. These include mobile and web banking, digital onboarding, conversational banking, fraud prevention, and loan origination, all designed to help financial institutions grow, reduce costs, and improve customer engagement. The company’s core value proposition lies in its ability to deliver world-class digital banking experiences with rapid implementation. Financial institutions can launch fully functional digital channels in just weeks, avoiding the high infrastructure and personnel costs typically associated with digital transformation. Bankingly’s pricing model is based on the number of monthly active users, making it accessible and cost-effective for institutions of all sizes. This approach ensures that even smaller cooperatives and microfinance institutions can compete with larger banks in terms of digital service delivery. Bankingly’s platform is built with flexibility and security at its core. It complies with international security standards and offers features such as real-time incident detection, customizable security protocols, and fraud prevention powered by machine learning. Through partnerships with companies like Fraud.net and Jumio, Bankingly enhances its fraud detection and identity verification capabilities, ensuring a secure and seamless user experience. These integrations allow institutions to automate KYC processes, detect high-risk behaviors, and take immediate action based on predefined rules. The platform also includes a powerful administration portal that enables institutions to manage their digital channels dynamically. From customizing user interfaces to launching targeted marketing campaigns and monitoring customer journeys, the portal provides full control and visibility. Institutions can improve debt collection rates, reactivate inactive users, and deliver personalized communications through push notifications, emails, and in-app messages. Bankingly’s impact is evident in its growing global footprint. With clients in over 15 countries and more than 60 financial institutions served, the company is actively driving financial inclusion across Latin America, Africa, and Asia. Its clients include cooperatives, microfinance institutions, and regional banks that are now able to offer digital services previously out of reach due to cost or technical limitations. For example, ABC Bank in Kenya launched ABConnect, an omnichannel platform developed by Bankingly, to provide mobile and internet banking services to its customers, demonstrating the platform’s ability to support digital transformation at scale. Bankingly stands out for its commitment to financial inclusion, rapid deployment, and robust digital banking capabilities. By offering a flexible, secure, and affordable platform, it empowers financial institutions to modernize their services, reach underserved populations, and thrive in an increasingly digital world. Whether it's enabling mobile banking in rural areas or streamlining loan origination for urban clients, Bankingly is reshaping the future of finance—one institution at a time.

Bankingly’s competitive edge in the digital banking space stems from its unique focus on financial inclusion, rapid deployment capabilities, and a business model tailored to the needs of small and medium-sized financial institutions in emerging markets. Unlike traditional core banking or digital channel providers that often cater to large banks with complex infrastructure, Bankingly is designed to empower cooperatives, microfinance institutions, and regional banks that have historically lacked access to affordable, scalable digital solutions. One of Bankingly’s most significant advantages is its Software-as-a-Service (SaaS) model, which eliminates the need for heavy upfront investment. Institutions pay based on actual usage, making the platform accessible even to organizations with limited budgets. This pricing structure aligns with the financial realities of underserved markets and allows institutions to scale their digital services as their customer base grows. Additionally, Bankingly handles platform updates and security enhancements on behalf of its clients, reducing the need for in-house technical teams and ensuring continuous innovation. Bankingly also excels in speed to market. Financial institutions can launch mobile and web banking channels within weeks, compared to the months or even years required by traditional vendors. This rapid deployment is crucial in regions where digital transformation is urgently needed to reach unbanked populations. The platform supports features like digital onboarding, conversational banking, fraud detection, and loan origination, all designed to improve customer engagement and operational efficiency. Another key differentiator is Bankingly’s commitment to financial inclusion. The company was founded with the mission to bring digital banking to underserved communities, and it continues to expand across Latin America, Africa, and Southeast Asia. Over 75% of its clients launched their first digital services using Bankingly, demonstrating its role as a catalyst for transformation. By enabling “anywhere-anytime” banking, Bankingly helps institutions overcome barriers such as geographic isolation, low financial literacy, and limited access to physical branches. Bankingly’s competitive edge lies in its affordability, agility, and purpose-driven approach. It offers a world-class digital banking experience without the complexity or cost of traditional systems, making it an ideal partner for institutions seeking to grow sustainably and inclusively. Its platform not only meets the technical demands of modern banking but also addresses the social and economic challenges of financial exclusion.

• Small Businesses (1-99)
• Mid Market (100-500)
• Enterprise (500+)